



An educational plan helps parents prepare early for their children’s future. It provides funds for tuition, school expenses, and other educational needs, so kids can pursue their dreams without financial worries.








Life insurance gives financial protection to your loved ones. It covers expenses, debts, and income replacement if something happens to you.
It depends on your needs. A good guide is 10 times your annual income, but we can adjust based on your family’s lifestyle, loans, and future goals.
No. HMO helps cover hospitalization and medical expenses, usually for short-term health needs. Insurance provides bigger financial protection like life, critical illness, or income replacement. They work best together.
No. SSS gives government benefits such as retirement, sickness, and small life insurance. Insurance from companies like FWD is private and customizable, giving you larger and more flexible protection.
Not necessarily. Plans can be tailored to fit your budget. The earlier you start, the lower your premiums.
The best time is now, while you are younger and healthier. Premiums are cheaper and you secure protection right away.
Yes. HMO usually has coverage limits and only pays for medical bills. Insurance gives cash benefits that you can use for any purpose, including recovery, family support, or paying debts.
It gives you a lump-sum cash payout if diagnosed with major illnesses like cancer, stroke, or heart attack. The money can be used for treatment or daily living expenses.
FWD gives a grace period. You still have time to catch up without losing your policy right away.
No. At FWD, claims are simple and fast. You can even submit and track claims through the FWD app, making the process more convenient for you and your family.

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FWD Life Insurance - D11 Branch
19F W Fifth Bldg., 5th Ave. Cor. 32nd St., BGC
0970 181 7485
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